MyCarLoanNow.com Legal Notice
MyCarLoanNow.com makes no guarantees or warranties regarding approval of a loan or service by any third party. The information you submit shall not be applied for an application for credit. Rather, it is a request for a loan pre-qualification from a third party. The third party loan package that you choose may require you to complete an additional application with them before they extend an unconditional loan offer. Additionally any third party you select may require you to pay an application fee to cover the costs of any credit report or other item they deem necessary prior to extending you an unconditional loan offer. The third party shall determine the amount of any such fees, and should provide information to you regarding the refundability, if any, of any such fees. If you happen to be matched with third party, they will provide you with their licensing information upon request and as required by law. You should rely on your own judgment in deciding which available loan product best suits your needs and financial means. You are under no obligation to use MyCarLoanNow.com to commence the financing process and MyCarLoanNow.com does not guarantee that completing a loan request will result in your receiving a loan from a third party.
You can choose to stop receiving “pre-screened” offers of credit from this and other companies by calling toll-free 888-567-8688. See the PRESCREEN & OPT OUT NOTICE below for more information about prescreened offers.
PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including providing acceptable collateral. If you do not want to receive prescreened offers of credit from this or any other companies, call the consumer reporting agencies toll-free, 1-888-567-8688 or visit the website at www.optoutprescreen.com; or write TransUnion Opt-Out Request PO Box 505, Woodlyn, PA 19094-0505, Equifax Options, P.O. Box 740123 Atlanta, GA 30374, Experian Information Systems, Inc., P.O. Box 919, Allen, TX 75013.
MyCarLoanNow.com intends that the information contained on this site is accurate, up to date and reliable. Nevertheless, there is always the possibility of errors or outdated information on the site. Additionally, alterations, updates and improvements to the information provided herein may be made by mycarloannow.com at any time. This site, the information included, the software, the products and services associated with it are provided by mycarloannow.com "as is." MyCarLoanNow.com and/or its suppliers or participating third parties, explicitly disclaim any warranty of any kind, whether express or implied, as to any matter whatsoever relating to this website and any information, software, products and services provided herein, including without limitation implied warranties of merchantability, fitness for a particular purpose, title and noninfringement. Use of this website and/or MyCarLoanNow.com services is done completely at your own risk. MyCarLoanNow.com and/or its suppliers or participating third parties are not liable for any direct., indirect, punitive incidental, special or consequential damages or other injury arising out of or in any way connected with the use of this website and/or MyCarLoanNow.com services or with the delay or inability to use this website, or for any information, software, products and services obtained through this website, or otherwise arising out of the use of this website, whether resulting in whole or in part, from breach of contract, tortious behavior, negligence, strict liability or otherwise, even if MyCarLoanNow.com and/or its suppliers and participating third parties had been advised of the possibility of damages.
Terms and Conditions:
Your new vehicle payment cannot exceed 20% of your gross monthly Income; vehicle payment totaled with your current monthly payments must not exceed 50% of your gross income. You must be at least 18 years of age. MyCarLoanNow.com assumes no responsibility for incorrect information supplied by various credit reporting agencies. Any equity deficit in your current vehicle must be paid or refinanced with new Vehicle. Bankruptcies must be discharged. If in compliance with all applicable credit criteria, you will receive a loan for the purchase of a 2000 or newer vehicle from Direct Lending Source. Once your approval is confirmed, you may choose an amount to finance between $7500 (minimum amount) and $40,000 (maximum amount) depending on your personal maximum approval amount, your choice of vehicle and the monthly payments you feel comfortable with. Your APR will be between 9.99% and 17.99%, calculated by simple interest, and you can take up to 72 months to pay! Example: For every $1000 financed @ 11.9% for a period of 72 months, the monthly payment is $19.50 and at 15.9% it's $21.64. Therefore, if you finance $15,000@ 11.9 over 72 months, your monthly payment will be $292.50. The payment for $15,000 @ 17.9% over 72 months would be $341.40. See dealer for additional details.